Originally founded in 1857 on Gettysburg’s Lincoln Square, ACNB Bank serves its marketplace with banking and wealth management services, including trust and retail brokerage, via a network of 26 community banking offices and three loan offices located in the Pennsylvania counties of Adams, Cumberland, Franklin, Lancaster and York and the Maryland counties of Baltimore, Carroll, and Frederick. With experienced lenders and local decisions, we're committed to helping your business finance opportunities and respond to challenges. The right loan is an essential tool. Special fixed rates are now available for up to 10 years on select loans and together we can create the right solution for your unique needs.